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Tips for Raising Financially Literate Children

Every parent wants the best for their children and strives to prepare them to lead a happy, healthy, and successful life. But, despite understanding the importance of financial responsibility, only 28 percent of parents speak to their...

Transitioning to Medicare from Private Health Insurance Plans

Transitioning from Private Health Insurance Plans to MedicareAs you approach retirement age, you may be anticipating transitioning from your private insurance to Medicare, which is a federal health insurance program that provides...

Where to Put Excess Cash

According to the Investment Company Institute, near the end of 2022, there was more than $4.7 trillion in cash sitting in U.S. money market funds.1,2While cash can play a role in a diversified portfolio, historically, cash has not kept...

Technology Guide for Seniors

By 2040, the U.S. Census Bureau estimates that 80 million people in the U.S. will be age 65 or older.1 Most of these senior adults will either want to—or need to—"age in place," living in their homes securely, independently...

5 Smart Charitable Giving Strategies This Holiday Season

5 Smart Charitable Giving Strategies This Holiday SeasonThe past year has been especially challenging for most investors.Even so, there are those who choose to remain faithful to the causes that are important to them. It is...

Generating Retirement Income from Investments

There are potentially several income sources available to you in support of your retirement living expenses. Following is a discussion that focuses on how to utilize your investments to this end. DCA (Dollar Cost Averaging)Before...

Retirement – Optimism or Fear?

So, your hoped-for retirement ideas are being shaken by all the negativity concerning the economy, the stock market, political unrest, etc. Therefore, you gravitate towards investments that seem to be safe and sound. However,...

My Thoughts Regarding Current Market Turbulence

Your 4% Withdrawal Strategy May Not Be Enough

YOUR 4% WITHDRAWAL STRATEGY MAY NOT BE ENOUGH Get the Tax Guidance You Need to Help Live the Retirement You Desire There’s a lot of concern among industry experts about whether the popular 4% withdrawal rule can provide enough income...

Establishing a Successful Retirement Income Plan is Personal

Hopefully it is not a surprise when I state that there is no one retirement income strategy that fits all. The best plan is the one that not only has your name on it, but also, is built around your unique circumstances. It should...

A Powerful Tool to Enable Giving Now

A Powerful Tool to Enable Giving Now You could be someone who would like to initiate a giving program so that you could see the benefit and experience the joy of giving now. Certainly, in many instances, the recipient of your...

Donor Advised Funds (DAF) - A Powerful Way to Cut Taxes

Donor Advised Funds (DAF) - A Powerful Way to Cut Taxes, Regardless of Your Financial Standing or Tax Bracket I’m beginning this article with the assumption that you’re already giving or that you would like to incorporate...

7 Serious Financial Planning Mistakes Made by Pre-Retirees

Financial planning is a critical subject that impacts virtually all aspects of our lives. After all, it’s the umbrella that encompasses subject areas that, in and of themselves, can comprise a rather broad and complex set of...

Next Stop – Retirement (Enter Carefully & Confidently)

After many years of living the work experience, retirement is finally within sight. Yes, it’s hard to believe and now that you’re on the brink, you’re excited, but at the same time, apprehensive. You’ve had 40...

Successful Market Timing

Market strategy is the strategy of making buying and selling decisions of investments (usually stocks or stock funds) by attempting to predict the market movements. The prediction could be based on outlook of market or economic...

Investment Risk

Investment Risk All of us are exposed to risk each day of our lives, whether it is weather, driving, accidents, or disease, etc. Likewise, investments are not exempt from risk. In financial terms, risk is the chance that an outcome on...

WARN Act and COVID-19

A very unfortunate consequence associated with the spread of COVID-19 is that unemployment has increased drastically. Many companies are having to shut down or reduce man power. Beyond statistics, this a very personal reality for too...

COVID-19 and your 401(k)

With Corona Virus affecting the United States every day, many are becoming unemployed, furloughed, or laid off. With unemployment still remaining consistently high, many are reassessing their retirement accounts and wondering what...

Importance of Retirement Planning

Many wonder if they’re financially able to retire. They’ve spent years saving, investing in their retirement plans, or IRAs in order to one day reach the goal of retiring. When is the right time? Here are 10 important...